Posts tagged with "health insurance"

medicare advantage for all

The Facts on the Medicare Advantage for All Healthcare Plan and Movement

At Medicare-Advantage-for-All.com, our passion is to make Medicare Advantage a program for all Americans to have access. Medicare Advantage for all will deliver comprehensive cost-effective health insurance for all Americans. The Medicare-Advantage-for-All will be a Defined Contribution health plan designed to be less expensive than Medicare and most ACA programs. Medicare Advantage costs less than original Medicare and is currently the most popular health insurance program in America.

A properly designed Medicare-Advantage-For-All plan will showcase our unique public-private partnership and it can deliver a True American health care system capable of achieving affordability and accessibility for every American citizen. We believe President Trump can get this plan into action!

Here’s some details about what we’re proposing with the Medicare-Advantage-For-All plan:
Medicare-Advantage-For-All will work alongside the Affordable Care Act (Obamacare).

  • Medicare-Advantage-For-All will be available to young and middle-aged Americans, the 8.4 Million ACA participants, students, low wage workers, and all the people who comprise the 30 Million uninsured Americans, who are currently unwilling or unable to buy health insurance.
  • Medicare-Advantage-For-All will cost less per person than Obamacare and the fee-for-service Medicare.
    The program will be underwritten, insured and administered by competing health plans with risk-based capitation reimbursement. The health plans will work together with integrated networks of providers that have a proven track record for effectively delivering health care and health insurance.
  • Medicare-Advantage-For-All will incorporate the Heritage Foundations Conservative Principles for Health Reform.
  • The rating of Medicare-Advantage-For-All Americans will require the cohesive use of the collective buying power of the federal government to effectively contain, control and reduce health care and Rx costs nationwide.
  • Medicare-Advantage-For-All Americans will know no state boundaries, even as the carriers will all be subject to state insurance regulations for licensing.
  • The carriers for Medicare Advantage-For-All will be required to have integral health and wellness programs with a dedicated focus on improving the physical and mental health and well-being of the American people and increasing their productivity in the workplace and in their communities.
  • Medicare-Advantage-For-All will be required to offer a special low-cost comprehensive program for the growing number of low-wage workers in the United States in conjunction with the National Association of Community Health Centers.
  • Medicare-Advantage-For-All will correspond to and coordinate with constructive Medicaid work rules and Medicaid expansion plans and make it seamlessly easier for people to get off the Medicaid rolls. The goal will be for the United States to achieve near 100% participation of all citizens that want to be insured in this True American way and who are willing to buy affordable health insurance.
  • Medicare-Advantage-For-All will allow maximum use of Health Savings Accounts and provide tax credits and premium subsidies to those Americans who are least able to afford health insurance due to their incomes.
  • Congress will fund Medicare-Advantage-For-All Americans with an across-the-board re-structuring of the Medicare Trust Funds. All arbitrary ACA taxes on certain businesses or certain taxpayers must be repealed, including all Cadillac taxes, investment income taxes, health insurance taxes, and medical device taxes which only hit select businesses and American households.

    For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare Advantage For All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.
    To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

    Visit our Medicare Advantage for All site to learn more! We re-publish articles and research, notices and alerts addressing the efficacy of Medicare-Advantage-For-All and effectively communicating this information to our primary audiences, which include members of Congress, key congressional staff members, the White House, including policymakers in the executive branch, academics, and D.C. think-tanks, policy wonks, the media and our loyal members.

healthcare system

Americans are Sitting on a Time Bomb with our Current Healthcare System

Our current healthcare system is failing all Americans. We spend $3.65 trillion a year, but our elected politicians pursue proposals that will NOT pass the House of Representatives or the Senate. In the meantime, our babies are dying, our lives are being cut short, and we are getting so overweight and unhealthy that we have a crisis with chronic illness. Medicare is running out of money. This is absolute insanity.

We, as Americans, must wake up and realize we are collectively being cheated. We need to clean house.

What’s currently wrong with our system?

  • The Congressional Budget Office (CBO) says 30 million Americans had NO health insurance in 2019. And, CMS recently estimated that Obamacare enrollment for 2020 has declined again for the fourth straight year, despite some premium rate decreases. The CBO also projects that the number of uninsured Americans will increase to 35 million by 2030.
  • Old Age Survivors and Disability Insurance (Social Security) Trustees project that by the year 2026 the Medicare Trust Fund for 59.8 million retired Americans will be 100% GONE!
  • The United States is the number one national spender on healthcare in the world. Yet, the World Health Organization says the United States is only 37th in health quality.
  • The Kaiser Family Foundation – Peterson Partnership recently revealed the fact that the United States has 63% more neonatal deaths and 90% more postnatal deaths than other comparable countries around the world. In the last two decades ending in 2017 our infant death rate declined 40% more slower than all the other nations with similar GDPs.
  • The National Institute of Aging recently uncovered the fact that all Americans aged 25 – 64 have increased rates of death from ALL causes.
  • The T.H. Chan School of Public Health at Harvard recently projected that by 2030 50% of Americans will be obese (one quarter of which will be severely obese)  and the CDC reports that 40% of the U.S. population (approximately 124.4 million Americans) are obese NOW!
  • Ninety percent of the U.S. National Health Care GDP expenditure (90% = $3.285 trillion in 2018) is spent on the treatment of chronic illness. Most medical professionals estimate that 80% of this risk can be reduced or eliminated with better medical care.

With our current health care system, we are getting sicker, we are dying earlier, and we are spending more money. Congress has completely failed us. We need to implement a Trump Medicare Advantage plan modeled after the current Medicare Advantage plan – a program that really works.

We believe that a Trump Medicare Advantage plan that includes an integral health and wellness program will lower our National Health Care-GDP by $1.3 Trillion to 12% by reversing or eliminating half of the chronic illness conditions from which we suffer in the United States. Nothing is more important than our health (YOUR HEALTH) and we believe Trump Medicare Advantage for All is the right answer.

Medicare Advantage is the most popular health plan in the United States and President Trump extending it to everybody will NOT happen without YOUR HELP!

For more information on the Trump  Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page or the Trump Medicare for All page, call us at 1-888-683-3719 or email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on Become A Supporter page on our web site.

medicare advantage

Trump Medicare Advantage

Trump is moving to expand Medicare Advantage. This Executive Order tells Secretary Alex Azar to propose solutions within the next year. I think he ought to order Alex Azar to figure out how to expand Medicare Advantage For All and put that into legislation before the end of the next year! That will begin the healing of our health care system, save the babies lives, lengthen our life spans, reduce the high cost by improving the health and welfare of our people. Go to: www.trump-medicare-advantage-for-all.com for all the answers.

medicare advantage for all

How Do We Lower the Healthcare GDP?

Did you know that in 2017, America spent about $3.65 trillion, or 18 percent of national health care GDP (NHC_GDP), on health expenditures, which more than twice the average among most developed countries. Chronic illnesses/diseases are a major contributor to the rise in health care costs. 90% of every dollar the US spends on health care goes toward treating chronic illness.

Medical professionals believe that about 80% or more chronic diseases are preventable or almost completely reversible with the right combination of health and wellness promotion and medical intervention.

As a nation, if we had been able to eliminate 50% of the cost of treating chronic illnesses in 2018, which is reasonable; our NHC-GDP would have been 12%, six percentage points (-6%) less than our actual GDP. This level of spending is  just about equal to Switzerland, with the second highest NHC-GDP. Did you know that over 48% of our population suffers from chronic illness? Did you know that 2 out of 3 (66%) of Americans are overweight and almost 40% (124.4 Million) are considered obese? Did you also know that our Health and Human Services Department has had the premier Preventative Services Task Force since 1984? Their recommendations are considered the Gold Standard for clinical health preventative services in the world. Still, according to the “New England Journal of Medicine,” by the year 2023, seven chronic diseases will have a total annual impact of $4.2 Trillion dollars on our economy.

Most Americans know that many Americans are overweight (to an unhealthy degree), and it is causing us a lot of problems and a lot of money. Obesity-related health conditions include heart disease, stroke, Type 2 diabetes and certain types of cancers, which are the leading causes of preventable and premature death.

The savings from the improved treatment of chronic illness and the restructuring of the health insurance market should easily exceed 8% of GDP. To make a long story short, it is within our power to substantially reduce the cost of our health care in the United States. We have the skills and expertise to simultaneously reduce our health care NHC-GDP to a competitive world market level, secure our exceptional and unique health care financing system, and improve the health, productivity, and insurability of the American people.

Properly designed, competitive, expertly administered and adequately regulated Medicare Advantage for All (MAA) plans can be a meaningful start and will make an important contribution to the health and wellbeing of our people and our nation. After MAA, we will need to invent the next generation Defined Contribution Health plan that tangibly will reward participants for improvements in their behavior and incentivize medical practitioners to deliver effective Preventive Predictive Personal Medical care that will prevent illness, improve health and maintain improvements over the long term. We call this the Trump Apollo Medicare Advantage plans.

These plans will not happen unless we get together and get brutally honest with ourselves. The truth is the ACA’s government regulation created rapidly increasing health insurance premiums and restricted health insurance markets. This accelerated the rise in health care GDP and priced millions of unsubsidized Americans out of the market. Continuing to throw money at the ACA program will only make matters worse. Over the last seven years, all Americans aged 25 – 64 have increased rates of death from ALL causes. U.S. infant mortality is 71% higher than the average of comparable nations of the world. Americans are dying and the ACA has failed us. We are the suckers, paying more than anybody else and getting less for it. It is time to get serious about health reform. Americans are dying.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on Become A Supporter page on our web site.

 

 

medicare advantage for all

Life Expectancy and the Health of our Nation has Declined

A recent study published in JAMA showed the life expectancy of Americans has declined significantly over the last three years — a drop driven by higher death rates among all racial and ethnic groups. Americans in the prime of their lives are dying sooner.  The death rates increased from 2010 to 2017 for all causes among people aged 25 to 64. Although suicides, drug overdoses, and alcoholism were the main causes, other medical conditions, including heart disease, strokes, and chronic obstructive pulmonary disease, also contributed, the authors reported.

As per the lead author “The whole country is at a health disadvantage compared to other wealthy nations,” Dr. Steven Woolf of Virginia Commonwealth University, said. “We are losing people in the most productive period of their lives. Children are losing their parents. Employers have a sicker workforce.”

We are not surprised. The CDC Health Report for 2017 showed us that deterioration in all but one category (Age 65 and older-heart illness), over the last 20 years: ALL the degrees of disease suffered by the American people and the risk factors that cause them have increased, including heart disease, cancer, diabetes, hypertension, and hypercholesterolemia. In addition, sixty-six percent of our population (66%- up from 15% in 1960) is over-weight. We have the heaviest population of over-weights of any nation in the entire world. Over the last several years we have suffered increases in obesity in every age category 2-5 and 6-11 and 12-19 and now almost forty percent (40%) of all Americans over the age of 20 are obese.

This has got to stop. This weight problem contributes dramatically to our incidence of diabetes and chronic illness, the treatment of which now consumes 90% of the total National Health Care Gross Domestic Product (NHC-GDP). The NHC-GDP is eighteen percent (18% or $3.65 Trillion Dollars) of our total national GDP. The CBO predicts that the NHC-GDP will increase at an average annual rate of 5.5% in the coming decade.

In an April 2019 Associated Press Reported the Democrats enjoyed a strong edge with the voters on health care, with over 40% trusting them compared with 23% trusting Republicans. Our guess is these are the same suburban voters responsible for putting the Democrats back in the majority in the House of Representatives in 2018. None of the Democratic candidates have plans that address the fact that Americans are suffering shorter lives, a sicker workforce and we are at a health disadvantage compared to other countries with which we compete. The political party that successfully addresses these problems will win the hearts, minds and the votes of the American electorate in the next election. Medicare Advantage for All effectively addresses these problems but simply extending the old traditional Medicare plan 4 all does not!

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the Become A Supporter page on our web site.

Medicare advantage for all

Medicare Advantage for All – Financing and Support

Medicare Advantage (Medicare Part C) has broad bipartisan support in Congress. 293 members of the 116th House of Representatives and a majority of Senators have acted in support of the program. The current program appeals to both sides of the aisle for good reasons. Why? It extends comprehensive Medicare Advantage health insurance benefits for All retirees over the age of 65 without any pre-existing condition exclusions, and in most cases without the need to pay any premiums out of pocket. It is a proper insurance plan in the traditional sense, in that the health insurance carriers take the risk. Expanding the program to cover those under age 65 with a Medicare Advantage for All (MAA) program can save the federal government and the tax payers a lot of money if we adopt an integral Wellness and Well Being program to bring an end to the prevalence of chronic illness in America. We can save $ Trillions of Dollars and put the medical expense of our economy on level paling field with the other industrialized nations of the world.

If we are successful in getting Medicare Advantage plans re-engineered and extended to all Americans, it would not require federal Obamacare style market stabilization funds and the 3R Risk abatement programs or the CSR benefits. Medicare-Advantage-For-All will eliminate the need for special federal and state funding to support the marketplace exchanges. It would continue to use capitation financing, which was the previously proposed Medicaid reforms and is recommended by the block grant approach of the RSC Affordable Health Plan. MAA would NOT require insurance carriers to raise their rates in order to expand services under the inflationary 80 to 85 percent loss ration requirements. Carriers will have the benefit of competition in providing benefits to the American people.

When we extend MAA to everyone, it will cost a lot less than ACA. In 2015, if we had purchased high-quality health insurance for ACA participants and paid all the premiums, we would have saved well over 60 Billion Dollars. Current Medicare Advantage plans cost less than the ACA plans, and if we re-engineer MA properly, we will be saving lots of money on an MAA option for under age 65 participants. In addition, we would eliminate the need for selective taxes by establishing a more equitable and American funding base.


We must not forget the Medicare Advantage is a known quantity among Americans. We will ne be able to successfully reform our health care system within out broad bipartisan support with the general electorate. The United States has made great strides toward the goal of making affordable health insurance available to everybody, but our current Congressional efforts are detracting from this progress. ACA did not do the job. It did not attract the majority of the uninsured. It turned into a small give-away program for a lot of people with serious health risks. Medicare Part C, which has been successful for 20 years, will do what both political parties are striving to achieve within the ample framework laid out by the RSC.

As an MAA supporter, you will be helping our efforts to convince the 116th Congress to put aside their partisan politics and take up the care of the health and well-being of the people.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on Become A Supporter pages on our web site.

medicare for all

Huge Week for Health Care Politics

The Republican Study Committee released their Stage One health care plan, which outlines the basic structure of the plan they believe should replace Obamacare in 2020. You can download their plan from the Key Documents on this medicare-advantage-for-all.com web site. Their plan document t details exactly what went wrong with the ACA and the dynamics that underlie why the Affordable Care Act insurance program are so not affordable. It proposes key tax provisions and administrative changes that will make insurance plans, like Medicare-Advantage-For-All more affordable. Including and most importantly, how their plan will cover everybody with preexisting health conditions. As RSC Chairman Rep. Mike Johnson (R-LA) said, “We’re going to make things better.”

Thank heavens Mike had some good news to share with us, because Senator Elizabeth Warren (D-MA) unveiled her long awaited estimation of the costs of her Medicare 4 all plan, which was bad news for anyone looking for relief from the high cost of health insurance. Candidate Warren touted the fact that her plan would cost only $52 Billion Dollars over ten years. Her plan was adopted from candidate Bernie Sanders Plan, which was previously estimated to cost only $32.6 Trillion Dollars over ten years. Senator Warren must be planning to pay doctors and hospitals a little more than Bernie’s plan.

Most Americans know that the United States currently has a huge level of debt, which exceeds $20 Trillion Dollars, after all of our expenses. Just the idea of electing a president, who is going to try promote the take-over a functioning health care system that adds that much more debt to the balance sheet is stunning, if not ludicrous. Critics say that trying to transform a multi-payer health care system into a single payer government run Medicare 4 all system is going to cause damage.

There is nothing wrong with wanting to improve our health care system or the way in which we pay for it. Most Americans that have health insurance are struggling with the cost of it. And, a majority of Americans are concerned about those friends and neighbors that can’t afford it. But, when most people hear about a plan that is going to cost Trillions of Dollars, throw over 2 million Americans out of work and result in the government taking away their health insurance choices, they are at a loss to believe it is an improvement.

Medicare-Advantage-for-All Plans will fit right into the RSC structure of tax and procedural changes. Furthermore, a properly designed program with an integral Health & Wellness component supervised by the Department of Health and Human Services will save Trillions of Dollars starting in year one. Check out our web page on Wellness and Well Being.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

medicare advantage for all

Why We Need to Extend Medicare Advantage to Everyone

Nothing is more important than our health, right? Then, we need to start acting like it. Medicare Advantage-for-All (MAA) is the answer.

Did you know Medicare Advantage is the most popular health plan in the United States? If we extend it to everyone, we can lower our National Healthcare GDP (NHC) by $1.3 Trillion Dollars to 12% by eliminating more than half of our chronic illness.  According to OASDI Trustees, they project by 2026 the Medicare Trust Fund for 59.8 Million retired Americans will be 100% GONE!

Here are some current facts and figures about the state of health in the United States:

  • The United States is the number one national spender on healthcare across the globe, yet, the WHO says we are only 37th in quality.
  • The CDC finds that 90% of the national NHC-GDP ($3.285 Trillion Dollars) is spent on the treatment of chronic illness.
    • We can reduce an estimated 80% of this risk with better medical care and an integral Medicare-Advantage-For-All health and wellness program.
  • 66% of U.S. is overweight. NIH says 2 in 3 Americans are overweight and the CDC reports nearly 40% of us (124.4 Million) are obese.
  • The 2018 NHC-GDP is $3.65 trillion dollars, and it is expected to increase 5.5% annually through 2030, at which time our over age 65 population will have doubled, we will have added 5 Million more uninsured Americans and our chronic illness cost will explode.
  • The healthcare formula that we are sitting on will create a financial burden on the American people that may deprive Medicare beneficiaries of their health insurance. Unless we start doing the RIGHT thing, our seniors will NOT be able to keep their plan!

Medicare-Advantage-For-All is the answer to these problems.  As Americans, we must take hold of our TRUE AMERICAN destiny and reduce the cost of healthcare by demanding that the federal government improve our health, well-being and productivity.

Join Us! Help your country continue to work for justice and truth in the free world.

We must get our elected officials to accept our uniquely American healthcare system and give us the better health and the better health insurance that we deserve!

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.