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10/04/2020

AMERICA'S UNDERLYING HEALTH CONDITIONS - 

This web sites dedicated to the elimination of chronic illness. In fact, we claim that at least 1/2 (half) of chronic illness can be eliminated, with an annual savings of $1.3 Trillion Dollars. But what about lives? Everybody is laser focused on the 200k+ COVID deaths. How many lives can we save by improving our medical system to better cure our chronic illness? Here are a few numbers. Annually, Americans suffer 375k deaths from Coronary Heart Disease, 296k deaths from Lung Disease, 215k deaths from Brain strokes and Alzheimer's, 106k deaths from Digestive Cancers, and more than 20 Million Americans suffer from Type 2 Diabetes. Type 2 Diabetes, which is now known as the "Black Death" of the 21st Century. The incidence had increased 300% since 1990. Proper diet and lifestyle changes have resulted in some remarkable results in the treatment of Type 2 diabetes. In several cases, patients, who have suffered from the illness and treated it with insulin are able to stop the insulin injections in a matter of weeks. As you know, chronic illness is what really killed over 95% of the COVID patients. It is our poor health and our lower immunity that is killing us. And, the number of chronic illness deaths annually in the united States, make the COVID deaths look like a walk in the park, rather than the long hike in the woods, that we all need to take. We have the ability to cure well over 50% of these chronic illnesses and save hundreds of thousands of lives. We can make our country richer and more successful, but we can not do it without changing the way we deliver medical care and improving the access and affordability of health insurance for everybody. The Trump Medicare Advantage Plan can bring about this change. Medicare for All will kill us by NOT improving our health and continuing the ACA will just continue our suffering and lack of affordability.

 

MEDICARE ADVANTAGE FOR ALL IS AN IDEA THAT'S TIME HAS COME

First Published: July 30, 2020.                                                                                                                                                                               JAMA FORUM VIEWS - 6,056

The author of this article,  https://jamanetwork.com/channels/health-forum/fullarticle/2769097  is Dr. Stuart M. Butler, is a Senior Fellow at the Brookings Institution and former Director of the Center for Innovation at the Heritage Foundation, both prominent and influential policy power houses in DC. With this article, and his support of Medicare-Advantage-For-All, he joins ranks with Steve Forbes, former presidential candidate and head of Forbes Magazine, our healthcare guru, Dr. Oz and George Halvorsen, former CEO of the Kaiser Permanente, one of the first HMO's and now one of the largest health insurers in the CA, in recognizing the efficacy of this potent solution that we need for meaningful health care reform in the United States. His case is logical and very well reasoned. It just makes sense. Medicare Advantage is the fastest growing most successful insurance program we have in the United States. There is absolutely NO REASON our government can't extend this program to all Americans. We have the answers. Medicare Advantage has majority support in both political parties, in both houses of Congress and this plan is consistent with what President Donald Trump has been advocating.

Dr. Butler believes that Medicare Advantage For All is the framework for a bipartisan discussion on creating a new framework for the US health system. The program also fits into the Republican Study Commitee's Health Care plan entitled "A Framework for Personalized, Affordable Care". Unlike the higher-profile Medicare-for-all approach, a Medicare Advantage–for-all approach would have several advantages, Dr. Butler suggests for instance that:

  • Medicare Advantage has wide popular support as well as broad political support. Medicare Advantage enrollment has been growing rapidly, doubling in the last decade, with the proportion of Medicare beneficiaries in such plans now exceeding 34% and rising. Moreover, Republicans as well as Democrats have supported and expanded Medicare Advantage, and the idea of making Medicare Advantage plans available to younger US residents has begun to intrigue some reformers on the right.
  • The capitation system permits competing Medicare Advantage plans to offer a variety of benefits beyond a required core of basic benefits. Moreover, in contrast to traditional Medicare’s rigid and detailed payments system, it allows plans to explore different payments as a means of achieving greater efficiency and beneficiary satisfaction.
  • In contrast with the design of traditional Medicare, Medicare Advantage plans are generally consistent with the growing managed care pattern in non-elderly coverage, including within the employer-based system. Today, about 90% of Medicaid beneficiaries are enrolled in some form of managed care. Meanwhile, about two-thirds of workers with employment-based plans are enrolled in health maintenance organizations or other network coverage that is similar to most Medicare Advantage plans. Medicare’s income-adjusted premiums are also broadly compatible with the structure of income-based subsidies available for plans in state health insurance exchanges, and many insurers offer Medicare Advantage and health insurance exchange plans that have similar designs. Thus, for a large proportion of households, transitioning from their existing coverage to coverage more like Medicare Advantage plans would not involve a big adjustment.
  • Recent changes in laws and regulations allow Medicare Advantage plans to include more nonclinical services that can influence health, such as non-urgent transportation, nutritional services, and even some simple home modifications to reduce the risk of injuries. This reflects the growing interest in addressing so-called social determinants of health.

President Donald Trump is about to release an Executive Order that will guarantee health insurance coverage for all per-existing health conditions in the united States. This Executive Order will lay the ground work for a legislative component that will support Medicare Advantage For All as part of this important health care framework that will provide healthful and affordable health insurance for all Americans.

VIRAL CLAIM THAT ONLY 6% OF COVID-19 DEATHS WERE CAUSED BY THE VIRUS -
https://www.livescience.com/covid-19-comorbidities.html / VIEW THE VIRAL CLAIM THAT ONLY 65 OF COVID DEATHS WERE CAUSED BY THE VIRUS.
Viral claim that only 6% of COVID-19 deaths were caused by the virus is flat-out wrong
LIVESCIENCE.COM
Viral claim that only 6% of COVID-19 deaths were caused by the virus is flat-out wrong
This stat points to people who didn't have any underlying conditions or complications.
https://www.livescience.com/covid-19-comorbidities.html / VIEW THE VIRAL CLAIM THAT ONLY 65 OF COVID DEATHS WERE CAUSED BY THE VIRUS.
COVID-19 Healthcare Workers and Patient
LIVESCIENCE.COM
Viral claim that only 6% of COVID-19 deaths were caused by the virus is flat-out wrong
This stat points to people who didn't have any underlying conditions or complications.
The CDC has documented the fact that only 6% of the COVID deaths were caused by the virus. In the article at https://www.livescience.com/colvid-19-comorbidities.html / Doctors like Dr. William Hanage from Harvard's School of Public Health make the contrary claim that COVID-19 is responsible for the increase in "excess deaths" because these Americans would not have died anyway? He estimates 228,200 in "excess deaths" this year alone. Well, before Covid-19 emerged from Wuhan, China, U C Berkeley found that in the seven (7) years ending 2017, some 33,000 “excess deaths” occurred in working aged Americans and shortened their overall life spans from all diseases. in their study, Americans of "all" ages had a higher excess death rate. The U C study documented the fact that "life spans" of all Americans had declined! And, when you add the fact that the findings of a T.H. Chan School of Public Health, also at Harvard University last year, projected that obesity in the U.S. will increase to 50% of our total population (about a quarter of which will be SEVERELY obese) by 2030, there is NO question that the COVID death rate in the United States is primarily due to the failure of our health care system! We let this happen to our health well before Covid-19, and in this great nation, this is a real travesty. Fact Check has climbed all over the 6% claim in this article, saying that it is flat out wrong when the CDC says, "6% of those who died with COVID-19 through August 15 didn't have any other reported conditions" that that DOES NOT MEAN they died of something else? They are playing semantics with excess deaths. An "excess death" is the acceptable way that our medical community has started talking about the fact that we die unnecessarily, in the United States, because we as a nation, are in deplorable health. Covid-19 highlights this status, especially with low-wage income and minority populations. The democrats propose to fix all of that by letting the government take over our health care system. Nancy Pelosi is in love Obamacare, and as you can imagine, Joe Biden is similarly smitten. The ACA has failed to provide affordable health insurance for these distressed populations. Obamacare enrollment has declined for 4 years running. Kamala Harris originally proposed Medicare-Advantage For-AlI (MAA) but later put that plan alongside a Public Option, which would likely negate an MAA plan's success. Joe Biden is stuck between a rock and a hard place with Nancy for the ACA and Bernie and Medicare for All and Kamala somewhere is the middle. We firmly believe that if you want to reduce the number of "excess deaths" in this country, certainly with anything resembling our Medicare-Advantage-For-All program; you had better vote for republican for both the House of Representatives and the Presidency. Otherwise, we can predict a government take over of the health care system and generally no special effort to save money of improve the health of the American people.

FALLING COVID-19 CASES PUTS THE U.S. IN THE EYE OF THE STORM - Corona virus infections are down in almost all of the states. Total COVID-19  cases have been falling since late July. Hospitalizations were also down 37% in July and the national rate of dieing from the disease has thankfully leveled off. But, it doesn't feel it!!! I get that. Our lives haven't changed! If anything, our personal fear of the illness and of getting sick has increased. The real challenge, as a nation, is to use this period of good news to act vigorously and with great determination to strengthen prevention, contact tracing and reinforce public health measures. We need to strategically allocate testing and reinforce social distancing routines that could finally bring the out-break under control, while we wait for a vaccine. Hawaii is a perfect example. They had one of the lowest infection and death rates in June, 2020. And, then they let things slip in July by opening up with a normal July 4th celebration, which in Hawaii is one of the most highly celebrated holidays. In the islands July 4th brings on tons and tons of fire works and social gatherings. And, now there numbers have increased to the point that they are forced to go into another lock down to curb the rising case loads. Our celebration needs to be keep this illness under control. At the moment we are in the eye of the storm, looking for a break in the eye wall.

The President feels the need to urge all the states to open up. He is between a rock and a hard place with his re-election bid in final stages. The US averages 42,000 new infections a day, down from 49,000 last week of August 23rd and 65,000 over the summer months. Morgan Stanley projects 6.5 million infections by October and the university of Washington's Institute for health predicted more than 260,000 deaths by November.  The president wants tythe schools to open because is would be a sign that things are returning to normal. But, 61% of the public K - 12 schools are starting up in virtually and 18% are employing a hybrid model. If students don't physically go back to school, who is going to watch the kids?

The $64,000 question is will the voters blame Trump for the disruption in their lives and vote for the challenger in disgust. We don't think so. What we would like to see is more study and recognition of the true health effects of contracting the illness under the age of 50. We know the death rates for ages 24 and under are infinitesimal (less than 2%). Testing positive or even carrying the illness in a symptom-less fashion should probably not present most citizens from pursuing their new close to normal lives with proper protection and social distancing. We want everyone to take a deep breath.  Let the sports teams come back, because the players are young and resilient and start opening the private schools. This will go a long way toward convincing people it is truly safe to venture out and rebut the charge that Trump's mishandling of the pandemic has sunk the economy and killed Americans.

THE WHITE HOUSE ANNOUNCES A DEAL TO PROVIDE 150 MILLION RAPID CORONAVIRUS TESTS - Abbot Labs is under contract to produce 150 Million rapid coronavirus tests that will allow users to obtain results in 15 minutes from a small card. this is a major development that will help our country remain open, get Americans back to work and kids back to school. This move is the federal government's biggest step into testing for the virus that has killed almost 180,000 Americans and infected more than 5.8 Million. Almost since the pandemic arrived in January, Trump has insisted that testing was mainly a state and local responsibility.

This move comes just five months after trump and top health officials said they would turn to private pharmaceutical companies to develop point-of-care-tests, with the FDA working in particular with Abbot Labs. Earlier this week, the CDC changed its guidance on testing at the direction of the White House Coronivirus Task Force, stating people without symptoms of covid-19, the disease caused by the virus, "do not necessarily need a test." Previously, the public health agency had advised anyone in close contact with an infected person should be tested for the virus.

Though antigen tests like this one are largely used to screen large numbers of people to find those who may be infected, the FDA said the Abbott test “has been authorized for use in patients suspected of COVID-19 by their healthcare provider within seven days of symptom onset.” The antigen test has a greater chance of a false negative result than the more reliable PCR test. The FDA said users may need a second test to confirm a negative result.

The United States has so far conducted 74 million coronavirus tests, according to the Covid Tracking Project, a volunteer organization launched from the Atlantic magazine that is dedicated to collecting data about the U.S. outbreak. This test is aimed at schools, nursing homes and doctors offices and other places where people need to be tested in a short time. Abbott hopes to make as many as 50 million tests available monthly in the United States at the start of October.

The White House Coronavirus Task Force is also considering a modification to the stay at home guidance if a person tests positive for the virus. There is increasing recognition that proper mask protocols and social distances makes it possible for people who are carrying the virus to protect those around them from contracting it. consequently, people who are infected but are symptom less to the degree that they can do normal things , should not be prevented from doing so.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare Advantage For All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com. To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site. Visit our Medicare Advantage for All site to learn more! We re-publish articles and research, notices and alerts addressing the efficacy of Medicare -Advantage-for-all, which as you can see below has been endorsed by Steve Forbes and Dr. OZ.  We are totally engaged in communicating this information to our primary audiences, which include members of Congress, key congressional staff members, the White House, including policymakers in the executive branch, academics, and D.C. think-tanks, policy wonks, the media and our loyal members.

Steve Forbes believes that Medicare-Advantage-For-All.com is a, "quick and comprehensive way to provide Americans with universal health-care coverage and better health care, especially (for) poor, (and) undeserved communities."

STEVE FORBES & DR. OZ ENDORSE MEDICARE ADVANTAGE FOR ALL -  On June 11, 2020 Steve Forbes writing under the banner of - MEDICARE ADVANTAGE FOR ALL CAN SAVE OUR HEALTH-CARE SYSTEM - endorsed our solution for providing affordable health care to the American people. We have been successfully promoting this solution for three years. The article published by Forbes and written by George Halvorson, former CEO of Kaiser Permanente, and Dr. Mehmet OZ, that may be found at: https://www.forbes.com/sites/steveforbes/2020/06/11/medicare-advantage-for-all-can-save-our-health-care-system/#1b1e2c694d12 proposes our Medicare-Advantage-For-All solution as a quick and comprehensive way to provide Americans with Universal health-care coverage and better health care, especially for poor and undeserved communities! We are delighted to have such an informed and enlightened endorsement for this program. We believe the door is opening and that this is just the beginning of the recognition that a big part of what we have to do is build upon the Medicare Advantage program and the systems that are already in place to support it. This article, which has had 7,615 views so far, is validation of this solution. These men understand health care and they understand the economy as well if not better than anybody. They recognize that Medicare-Advantage-For-All is the best path forward to provide universal and affordable health care to those Americans who are uninsured and in need of our support.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare Advantage For All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com. To support and join this movement, you can download our Membership Application and complete it with your contact information and mail it with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site. Thank you for your support.

YOUR CHANCE OF DYING FROM COVID -19 IS MUCH HIGHER IF YOU LIVE IN A STATE WITH A DEMOCRAT GOVENOR - If you live in a State with a Democratic Governor, you are 4.5 times more likely to die of COVID! Seems absurd - Right? See the Blog below for details. I looked at 14 of our largest states, 7 with Democrat governors (95.4 Million) and 7 with Republican governors (90..0 Million). I divided the actual total COVID Deaths by the states total population and then averaged the ratios for the Democrat states and the Republican states. And, the average for the states with Democratic governors was 4.5 times higher than the average for the states governed by Republicans, with each group of states having approximately the same total populations? On average the Blue states have 81 more dearth's per 100 citizens. How does anyone explain that difference? We are talking about relatively the same number of Americans. Very different geography. Yes, NY and CA were included. But also WI and Ohio, Georgia, Florida and Texas were also included. Bottom line - we not only have a huge differential in violence, protests and unrest in states run by Democrat Governors, but even more alarmingly, we have an exponentially higher chance of dying from COVID-19. Would that it were not true. It does effect you, even if you are not personally out there on the streets! Be safe out there America!

In order to be safe and improve the health care system in the U.S. we have to elect Republican leadership, not only at the Congressional level but also at the state level. President Trump told Chris Wallace last Sunday (7/19/2020) that he was about to announce a new health plan idea. This order is a step in the right direction of giving better healthcare to the American people.

Trump, like us, likes Medicare Advantage, which is why we want it FOR ALL. If the Democrats win in 2020, The Democrats will burn down your health care system the way they are currently burning down our cities and tearing down our monuments.

We want this program which is worked great with seniors to be extended to everyone.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare Advantage For All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

Visit our Medicare Advantage for All site to learn more! We re-publish articles and research, notices and alerts addressing the efficacy of Medicare Advantage for all and effectively communicating this information to our primary audiences, which include members of Congress, key congressional staff members, the White House, including policymakers in the executive branch, academics, and D.C. think-tanks, policy wonks, the media and our loyal members.

Medicare-Advantage-For-All.com wants to keep the public informed on why health care for all works. We believe that the obvious solution for practical, affordable health care is to make Medicare Advantage plans available to each citizen.

Contact Medicare Advantage For All Consultants to support a practical solution to America’s health care crisis. Our goal is to achieve affordable, comprehensive Medicare coverage for citizens nationwide.

medicare advantage

Medicare-Advantage-for-All: What We Believe

Medicare Advantage is the most popular health insurance program in America. It covers over 22 Million Americans with comprehensive health insurance that is affordable and accessible to all American citizens over the age of 65.

Medicare Advantage plans are comprehensive health insurance programs that replace traditional Medicare, limit out-of-pocket medical expenses, and give beneficiaries a sensible alternative to Medicare. This is less costly, equivalent in quality and value and provides the financial security required by the American people compared to traditional Medicare.

Medicare-Advantage-For-All can be designed to provide these very same benefits to all Americans. To make the Medicare program available to all Americans, we have to make it more affordable, so that every American can take advantage of it without sending our country into bankruptcy.

What we believe:

  • We Americans deserve better health and better health insurance. Our federal government has both the knowledge and the necessary resources to improve the perilous health condition of the American people. There is NO better solution to our problems than a Medicare Advantage plan for all Americans.
  • The human suffering and the loss of productivity is having a serious and deleterious impact on the ability of the American people to compete with China and Japan and other nations in the world economy.
  • The high cost of health care in America can be reduced to a world competitive GDP level with a properly designed health plan that includes an integral health and wellness program. This can only be created and delivered under the supervision of the federal Department of Health and Human Services.
  • Health and wellness are the most important ingredients to create a cost-effective Medicare-Advantage-For-All program.
  • We must work with all our representatives in Congress to immediately extend Medicare Advantage to every American!

How can you help? To support and join this movement, you can download our Medicare Advantage Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page or our Medicare Advantage Facebook page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

obamacare

Medicare Advantage Vs. Obamacare

Medicare Advantage (MA) is the most popular health plan in America. Its enrollment exceeds 22 million Americans, which is well over twice the number of ACA (Obamacare) participants. MA is the fastest growing health insurance plan – thousands of new members get added daily. Meanwhile, Obamacare is the most expensive health plan in the world.

In 2015, the ACA cost eclipsed the annual per member cost of the Medicare Advantage plans (and Traditional Medicare) by over 35%. The per member cost of Obamacare far exceeds the benefits being provided to the American taxpayers and the unsubsidized American citizens paying for the program. In 2015, the annual cost/benefit per member cost $13,198 while it cost $9,719 for MA. Also, in 2015, 9.1 million had Obamacare while 17.8 million had MA.

The ACA has been the most expensive federal health insurance program in American history. Over and above the cost of the 3R’s: risk corridor, risk adjustment and reinsurance funding, the CSR payments and the cost of the federal and state marketplace exchange operations; not including all of that, the remaining annual per member cost of the ACA program exceeded that of the traditional Medicare Fee-for-Service program, which is a real feat.

MA health insurance plans are vastly more comprehensive than the affordable ACA benefit plans. MA’s exceed traditional Medicare’s equivalent comprehensive benefits with RX and wellness benefits, reasonable deductibles and in most jurisdictional counties, a zero dollar (0) out-of-pocket premium for the beneficiaries. The ACA health plans are generally the opposite, having multiple thousand-dollar deductibles, high out-of-pocket expenses and generally expensive and inflationary premiums for those, who do not qualify for federal subsidies.

The ACA was an inflationary program from the very start. In 2014, the Bureau of Economic Research documented a 24.4% increase in non-group premiums that would not have happened without the ACA. Between 2013 and 2017, ACA exchange premiums increased on average 105% and the annual cost of Silver-tier plans, which are used to calculate the federal subsidies were up again in 2018 by 32%.

This increase has been of great concern to Republicans running for re-election in the midterms. The ACA has not increased health plan affordability, competition in the marketplace or documented any remarkable cost containment. Medicare Advantage programs, on the other hand, have demonstrated substantial savings over the cost and quality of the traditional Fee-for-Service Medicare program that Democrats would like to extend to everybody.

If you’re interested in Medicare Advantage or would prefer this as an option to Obamacare, we need your support.

To support and join this movement, you can download our Medicare Advantage Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page or our Medicare Advantage Facebook page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

 

medicare advantage

Reducing the Cost of Healthcare with Medicare Advantage

The Medicare Advantage (MA) programs insure over twenty-two (22) Million Americans with comprehensive health insurance, at a lower federal cost than either Traditional Medicare or Obamacare/ACA.  The progressive “Medicare for All” plan has a growing popularity among the American electorate. House Democrats made improved health care a successful plank in their 2018 congressional campaigns – but what we need to see is more practicality devoted to achieving this goal.

The affordability of health insurance is the last, and most important piece of our truly great American health care system puzzle that we need to complete. The Democrats call for “Medicare for All” is an understandable expression of our collective desire to successfully complete this work of art. In an Amerispeak poll conducted last year, 49% of Americans were very concerned about the number of people without health insurance.

The failure of the Republican Party to come up with a viable alternative to the ACA and the fact that we still have 30 million uninsured Americans has exacerbated this national crisis and thwarted the efforts of our health insurance carriers and health care providers to extend their services to all Americans.

We need to see more practicality and creativity devoted to achieving a solution to this problem. The Mercatus Center at Georgetown University has released a comprehensive study showing that Senator Sander’s “Medicare for All” Bill would cost $32.6 trillion over the first 10 years. Our country currently has a national debt of approximately $21.7 trillion. Based on these numbers, conservatives will probably be successful in opposing “Medicare for All” so long as Republicans maintain a majority in Senate.

What we can do to fix this system is deregulate the non-group health insurance market and crank up a variety of Gold, Silver and Bronze – Medicare Advantage (MA) health insurance plan choices that will be attractive to and more affordable for young and middle-aged Americans. As we all know, MA is a tremendously successful program. It already covers over 38% of our elderly citizens. And, Medicare Advantage is growing like a weed. Of the 11,000 – 15,000 Americans that age into eligibility for the Medicare program daily; the Gorham Group believes that 50% choose MA plans within their first year of eligibility. It does not take a rocket scientist to see the MA is far more successful than Obamacare (9 Million) will ever be. ACA enrollment has declined in each of the last three years. And, even as we currently enjoy almost the lowest uninsured rate ever in U.S. history, the ACA is steadily moving us in the wrong direction. We can make these Medicare Advantage plans even more affordable by preserving the competition between the health plans.

Necessary subsidies and tax credits can be funded by restructuring the Medicare Trust Funds, which must be done shortly because the Medicare Trust Fund actuaries predict it will be bankrupt by 2026. This year they will issue the second “Medicare Funding Warning” that within 7 years, Medicare will have to draw more than 45% of its funding from general revenues. For each such “Warning” by law, requires the President of the United States to submit to the U.S. Congress proposed legislation responsive to the problem “within  15 days after the submission of the Fiscal 2020 Budget.” Congress is then required to consider the legislation on an expedited basis. This law is a measure of the importance we place on protecting our Medicare program.

Long story short, it should be clear that it is within our power to reduce our cost of health care. We have the skill and expertise to simultaneously reduce the cost of our health care GDP to a competitive world market level, secure our exceptional and unique health care financing system and improve the health, productivity and insurability of the American people. A properly designed, expertly administered and adequately regulated MAA program will accomplish these goals.

Want to support MA? You can.

To support and join this movement, you can download our Medicare Advantage Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page or our Medicare Advantage Facebook page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

 

 

medicare advantage

Does Medicare-Advantage-For-All Really Work?

Throughout this website and our blog, we’ve discussed what Medicare-Advantage-For-All is and the benefits of this program. In fact, it is the third largest (and, perhaps, most successful) federal health insurance program. This program has broad bipartisan support because it is so popular with the broad spectrum of the senior voting bloc. Medicare Advantage effectively delivers economic benefits to the taxpayers and it is a program that works for everybody.

Medicare-Advantage-For-All works because it will be specifically designed to provide health insurance for more people at the lowest possible cost.

Right now, 30 million Americans do not have health insurance, and less than 10 million Americans are on Obamacare or other ACA grandfathered programs). The number of uninsured Americans has increased in the last decade. By 2030, the Congressional Budget Office predicted that the number of uninsured Americans will increase to 35 million.

How can this dysfunctional system be fixed? Well, many democrats are wanting a change to a “Medicare for All” program. Republicans are concerned about the cost of such a program, considering the Medicare Trust Fund is running out of money, as it is. By 2027, Trustees project the Medicare Trust Fund will be 100% gone, BROKE!

The federal government has the ability and the insight to fix the system. The 2020 Democrat presidential candidates have all pledged their support to provide health care to every immigrant illegally crossing the southern border. So, how much more should they be willing to do for the uninsured citizens of the united States?

If our politicians want to fix the health insurance system in the United States, they need to focus on the political reality of this issue. We must not let either political party fail to reform our health insurance system, because we should not have to wait for the next election! The American people are sitting on a health care BOMB! The longer we continue to play partisan politics with the health of the American people, the farther behind we are going to fall as a competitive nation in the world economy. The further down the scale our health status goes, the longer it will take us to fix the things, that we know that we can fix right now!

Both parties agree major changes need to happen to the current healthcare system, and that every American should have access to affordable, quality health care. They also support the Medicare programs for our seniors, including the Medicare Advantage Programs, which need to be protected, preserved and grandfathered.

At Medicare-Advantage-For-All.Com we are True Bipartisan Americans. Health care is not a red states or blue states issue. Health care should NOT divide us as a nation. It should bring us together!

To fix our dysfunctional health care system, we believe all the current legislative bills for extending the traditional Medicare for All Americans will go too far and cost too much. Modifying the ACA will not go far enough. Whereas, the highly successful Medicare Advantage Program, with its broad bipartisan support in Congress, will be just right.

 

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

 

medicare

Top 10 Things Medicare-Advantage-For All Can Do for People

Medicare-Advantage-For-All plans (MAA) can deliver an American health care system capable of achieving affordable and accessible health care for every American.

This program will be designed to attract the young and middle-aged Americans that have not been able to take advantage of Obamacare. We envision these plans to be offered right along-side the ACA/Obamacare plans, which currently only cover 8.4 Million participants. All residents of the U.S., who are not eligible for (or covered by) other health insurance, will be able to participate in these new MAA plans. The MAA Plans should be especially attractive to students, low wage workers, and all the other people who comprise the 30 Million uninsured Americans, who cannot afford to buy ACA health insurance.

For this blog post, we wanted to share the top 10 things that Medicare-Advantage-For-All can do for the people. Remember, Medicare-Advantage-for-All Americans and the ACA (Affordable Care Act) are OK together. Obamacare can co-exist with Medicare-Advantage-for-All Americans. There is no need to repeal the ACA.

  1. “Medicare Advantage for All” (MAA) will focus on covering the 30 Million uninsured and the ACA’s.
  2. MAA will cost less per person than the ACA. The federal government, the taxpayers and the program participants will all save money.
  3. The program will be insured, underwritten, and administered by skilled health insurance experts with a proven track record for effectively delivering insurance programs “that work” for the American people.
  4. Medicare-Advantage-for-All Americans will incorporate all the Conservative Principles for Health Reform, being grounded in the free market with smaller government administration and no unnecessary insurance mandates and regulations.
  5. The MAA structure will be designed for and be naturally receptive to the federal government’s ability to effectively contain, control, and reduce health care costs and prescription drugs nationwide.
  6. MAA will know no state boundaries. Multiple carriers will offer uniform programs in all states and municipalities and have a dedicated and coordinated focus on improving the physical, mental health, and well-being of the American people, thereby increasing their productivity.
  7. Medicare-Advantage-for-All Americans will develop specific affordable health insurance products designed to cover the growing low-wage working population in America. These programs will effectively integrate the primary care offered by our national Community Health Centers Network and Rural Health providers with tertiary health care for this underserved population in a CHCHP Program.
  8. MAA will correspond to and coordinate with constructive Medicaid modernization and expansion programs and will make it possible for the United States to achieve near 100% insurability of all American residents.
  9. MAA will allow maximum use of Health Savings Accounts and provide tax credits and premium subsidies to those Americans least able to afford health insurance due to their incomes.
  10. Congress will fund MAA in their across-the-board re-structuring of the Medicare Trust Funds. All arbitrary ACA taxes on certain businesses or certain taxpayers must be repealed, including the Cadillac taxes, investment income taxes, health insurance taxes and medical device taxes, which only hit select businesses and American households.

President Obama described ACA as a wealth transfer. MAA is a deliberate Health Insurance Reform for all Americans.

“Medicare Advantage for All Americans” will the United States to show-case a public-private partnership that will deliver a health care system capable of achieving affordable access for every American.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

medicare advantage for all

How Can Medicare-Advantage-For-All Fix the System?

We know it can be hard to imagine that there’s something out there right now that can fix our healthcare system…but there is. It’s called Medicare Advantage.  Healthcare should not be about greed and profit-driven health insurance corporations. A national health care plan should be about health care. We had hoped Obamacare would fix the system, but it actually broke the system because of the way tasks were handled, and 30 million Americans are still without health insurance.

Now with Medicare-Advantage, we have an opportunity to do healthcare right this time.

The failure of Obamacare has taught us how to successfully approach the market.

A properly structured business model incentivizes health insurance companies to maintain and improve the health of the American people, as is the case with the Medicare Advantage programs. A properly structured health insurance program that pays carriers a capitation fee, so that the healthier their population gets, the more money they make, helps both them and the American people they serve. Demonizing the industry, especially the not-for-profits (that are helping) and trying to replace them all, is ludicrous.

The reason we have 30 Million Americans without health insurance is largely because they can’t afford the health insurance and we cannot expect the taxpayers to buy it for them. As you know, as a result of the fact that health care is so expensive, the Medicare Trust Fund is just about to run out of money. The real reason the Medicare Trust Fund is running out of money is NOT because of greedy insurance carriers or overpaid health care professionals. A huge contributing factor is that the health condition is of the American people is so Deplorable! Our health status is the main reason that our health care costs are going through the roof.

As Warren Buffet has implied that when the government takes over, it makes matters worse – that is exactly where we are with health insurance today in the United States.

Our proposal for “Medicare-Advantage-For-All plan is all about health care and it is all about the health of the American people – that is what this debate should be about!

The traditional Medicare program is NOT affordable, partly because of the deplorable health condition of the American people and partly because our health care system is not structured properly to improve our health.

The biggest reason Medicare for All (M4A) can’t fix the system is the cost. M4A is trying to take on too much. We have a Medicare Trust Fund for 59 million Americans seniors that will be 100% gone by 2026.

We want to extend a “Medicare” program to everyone just as much as our sensible and sincere politicians want to do, but we sincerely believe we have found the “best” way to do it.

If we are going to improve the health of the American people and successfully reduce the cost of health care, we must commit ourselves, as a nation to achieving the lowest National Health Care GDP of any industrialized nation on this planet. In order to do that, we have to change the architecture of our health insurance plans. We need to gear this new architecture toward improving the way we interact with the health plans as insureds and the way the medical profession treats our disease in the United States. Medicare for All will NOT do any of these important, in fact critical things, unless we have the political will to re-design Medicare with the Apollo style Medicare Advantage plan.

Obviously, we need to try something new. In doing so, we should rely upon the programs that are affordable, like Medicare Advantage! Medicare Advantage is ALREADY working for over 22 Million Americans and extending the program to everybody should be a no brainer and our highest national priority.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

 

medicare advantage

Why is Medicare-Advantage-For-All the Answer?

In previous blog posts, we’ve discussed what the Medicare-Advantage-For-All plan is in detail to give you an understanding of what we believe will work for the American people.

If you didn’t read the past blogs, that’s OK! Welcome! In summary, Medicare-Advantage-For-All will deliver comprehensive cost-effective health insurance for all Americans.

Traditional Medicare (which you probably know more about) is too expensive and extending it to every American, even on a buy-in basis, is Not going to improve our health or lower the cost! The Medicare-Advantage-for-All, on the other hand, will be a Defined Contribution health plan designed to be less expensive than Medicare and most ACA programs. Even the current Medicare Advantage Plans costs less and are the most popular health insurance program in America.

We believe Medicare-Advantage-For-All is “the answer.”  By choosing this plan, we will reduce the cost of healthcare by demanding that the federal government improve our health, well-being and productivity. We must get our elected officials to accept our uniquely American health care system and give us the better health and the better health insurance that we deserve!

Extending Medicare Advantage to everybody will NOT happen without your support. We can reduce an estimated 80% of this risk of chronic illness with better medical care and an integral Medicare-Advantage-For-All plan health and wellness program. Extending Medicare-Advantage-For-All to the 30 Million uninsured and low-wage Americans can lower our National Health Care-GDP by $1.3 Trillion Dollars to 12%, by eventually eliminating just half the chronic illness that we suffer from in the United States.

We have practically the lowest uninsured rate in our nation’s history. That is a good thing, but we can do even better. We can insure over 90% the 30 Million uninsured Americans, without forcing the governement to take over the health care system. The need for Universal coverage is a myth. No one in the United States is turned away from the over 3000 Emergency Rooms. We have a Community Health Center system that have over 10,000 service location and serves over 24 Million American low wage workers and those in need regardless of their income. We do take care of Americans, but we do Not have equal access to comprehensive health insurance for every American and MAA can do that for us.

To support and join the Medicare-Advantage-For-All plan and movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the “About” and “Become A Supporter” Pages on our web site.

For more information on Medicare-Advantage-For-All, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

medicare advantage

The Benefits of Medicare-Advantage-For-All

A properly designed Medicare-Advantage-For-All plan will showcase our unique public-private partnership and how it can deliver a true American health care system capable of achieving affordable and accessible for every American citizen.

We are striving to make the United States the first successful industrialized nation to develop a private sector health care market that is capable of offering all Americans the tremendous benefits of well-paying employment, cutting-edge technology, breakthrough pharmacology, and the most advanced capability to treat illness and preserve health that the world has ever known

If Americans come together to support Medicare-Advantage-For-All, it is one way to fix our broken health insurance system and not throw the Baby Out with the Bath Water.

Bernie Sanders is currently campaigning to give everyone “Traditional Medicare for All”. His S. 1129, has 14 co-sponsors in the Senate. At Medicare-Advantage-For-All.Com, we liked Bernie’s idea of involving the Secretary so much, we developed our own Draft Senate Bill asking the Secretary of Health and Human Services to use the resources of his Department to come up with a program and report back to Congress on it, so that it can be debated and acted on in a timely fashion.

Sanders’ proposal for extending Medicare for All is soundly criticized by Republicans as being too expensive. Republicans believe his proposal will cost the nation $32.6 Trillion Dollars over the first 10 years, and they are probably right. Since our national debt is now only $20.7 Trillion Dollars, the idea of doubling down on the national debt is not going to pass, while Republicans control the Senate and the White House.

Medicare Advantage (MA- Medicare Part C) however, has broad bipartisan support in Congress. The current MA program appeals to both sides of the aisle for good reasons. It extends Medicare Advantage coverage to all persons over the age of 65 without any pre-existing condition exclusions and in most cases, without the any need to pay premiums out of pocket.

If we are successful in getting Medicare Advantage plans re-engineered and extended to all Americans:

  • It would not require market stabilization funds and the 3R Risk abatement programs and the CSR payments.
  • It would eliminate the need for special federal and state funding to support the marketplace exchanges.
  • It would continue to use capitation financing (which is the very basis of the Republicans previously proposed Medicaid reforms).
  • It would not require insurance carriers to raise their rates in order to expand services under the inflationary 80 – 85 Percent federal Loss Ratio requirements.
  • It will cost a lot less than the Affordable Care Act (ACA). In 2015, if we had purchased high-quality health insurance for all the ACA participants and paid all the premiums in full, we would have saved the American Tax payers well over $60 Billion Dollars.

 

  • It would eliminate the need for selective taxes by establishing an equitable funding base that doesn’t single out Wall Street or the health insurance companies that we are relying on to administer the program in a cost-effective manner for the benefit of the American people.

We must successfully convince the Democrats and the Republicans that Medicare Part C is the “Best Answer to Repeal and Replace Obamacare.” We ask all the members of the 116th Congress in both political Parties and their staffs to support this program. We direct them to read our website, our proposals, and the more detailed “The Best Bi-Partisan Answer to Repeal and Replace Obamacare,” which was hand-delivered to many of their D.C. offices in 2017. We have sent them the Fifth Edition of True American to all of them, which you can download under True American.

We hope you become a supporter of our effort.

We want you to become a supporter. Here’s how: You can download our Membership Application and complete it with your contact information and send it to us with your financial support or you can complete the Pay Pal Credit card authorization. Tell us whether you would like to be listed as a supporter on this website or remain confidential, and if we can count on you to be an Advocate.

We welcome any level of taxable (non-tax deductible) financial support with which you feel comfortable.

Bottom of Form

For more information on our membership and Medicare-Advantage-For-All movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our Medicare-Advantage-For-All Consultants or email: contact@medicare-advantage-for-all.com.

medicare advantage

Join the Movement: Medicare-Advantage-For-All

Interested and serious about lowering the high cost of health care, while getting higher quality medical care? We are too! Therefore, we started Medicare-Advantage-For-All.Com. We are a grassroots political advocacy and educational movement on a mission to promote the highest quality, True American health plan for the lowest possible cost.

Medicare Advantage is the most popular health plan in the United States. It now covers over 22.6 Million Americans over age 65. We would like to see the Medicare Advantage Plans re-engineered and extended to everyone. Our federal government has the ability and the knowledge to lower our National Healthcare GDP by $1.3 Trillion Dollars. The things that they have learned from our collective experience with the Affordable Care Act coupled with the knowledge and the success of our Medicare Advantage plans, will enable them to create comprehensive, exciting, viable, affordable, attractive Defined Contribution Medicare Advantage health plans for all Americans.

Medicare-Advantage-for-All will deliver comprehensive cost-effective health insurance for all Americans. Our current Medicare Advantage program works for seniors and it works for taxpayers! Traditional Medicare is too expensive and extending it to every American, even on a buy-in basis, is not going to improve our health nor lower the cost! The Medicare Advantage, on the other hand, is a Defined Contribution health plan designed to be less expensive than Medicare. It costs less and is currently the most popular health insurance program in America. We can save over $1.3 trillion dollars and lower our National Health Care GDP to 12% by eliminating half our chronic illness with a properly designed Medicare-Advantage-For-All plan that includes an integral health and wellness program supervised by the Department of Health and Human Services.

The Democrat “Medicare for All” legislation and our Medicare-Advantage-For-All “draft” Senate Bill are compatible, and the American people must get our political leaders in Congress to combine them right now. Medicare is running out of money (bankrupt in 2026). Also, our international businesses cannot successfully compete in world markets unless our national Healthcare GDP is competitive with the other nations with whom we compete. Currently the U.S. is about 8% higher than the average.

With the support of people like yourself, we can enable legislation and government action to improve the health and financial security of all Americans, ensuring immediate access to the best health care in the world at the lowest possible cost. Congress has enjoyed this type of plan for themselves and 8 Million other civil servants for decades.

Our goal with Medicare-advanatge-for-all.com is to effectively communicate this information to our primary audiences, which includes members of Congress, key congressional staff members, the White House, policymakers in the executive branch, academics, and D.C. think-tanks, policy wonks, the media and our loyal members. This movement and web site will show you how working together we can improve the health of the American people and lower the cost of our health care.

Who are our supporters?

Our supporters are a diverse group of people representing citizens, organizations, businesses, and health care providers and a bipartisan group of politicians in Congress, who support our Medicare Advantage Plans, Medicare Part C and its enhancement

Do you want to become a supporter? Here’s how: You can download our Membership Application and complete it with your contact information and send it to us with your financial support or you can complete the Pay Pal Credit card authorization on the web site. Tell us whether you would like to be listed as a supporter or remain confidential and if we can count on you to be an Advocate.

We welcome any level of (non-tax deductible, non-refundable) financial support with which you feel comfortable.

For a Full Individual Membership annual subscription is $35. For Full Group Membership, we ask for an annual subscription of $100. The Group membership opportunity is for organizations, including our physicians, their staffs, health care providers, community health centers, insurance carriers, any private organizations that would qualify for group health insurance coverage, including businesses and managed care providers.

For more information on our membership and Medicare-Advantage-For-All movement, visit our Medicare-Advantage-For-All About  plan page, call us at 1-888-683-3719 or email our Medicare-Advantage-For-All Consultants at contact@medicare-advanatge-for-all.com.

medicare advantage

What is Medicare-Advantage-For-All?

As an American, you’ve heard of Medicare and likely know what it offers and costs.  However, we are proposing a better solution for Americans called: Medicare-Advantage-For-All.  With Medicare-Advantage-For-All, we will deliver comprehensive cost-effective health insurance for all Americans.

Traditional Medicare is too expensive and extending it to every American, even on a buy-in basis, is not going to improve our health or lower the cost! The Medicare-Advantage-for-All, on the other hand, will be a Defined Contribution health plan designed to be less expensive than Medicare and most ACA programs. Medicare Advantage costs less and is currently the most popular health insurance program in America.

A properly designed Medicare-Advantage-For-All plan will showcase our unique public-private partnership and it can deliver a True American health care system capable of achieving affordability and accessibility for every American citizen.

What Advantages Does the Medicare-Advantage-For-All Plan Offer?

  • Medicare-Advantage-For-All Americans and the Affordable Care Act (Obamacare) are OK together. There is no need to repeal or replace Obamacare.
  • Medicare-Advantage-For-All will be designed to attract young and middle-aged Americans, the 8.4 Million ACA participants, students, low wage workers and all the people who comprise the 30 Million uninsured Americans, who are currently unwilling or unable to buy health insurance.
  • Medicare-Advantage-For-All will cost less per person than Obamacare and the fee-for-service Medicare. Taxpayers, the federal government, and program participants will all benefit from lower cost health insurance.
  • The program will be underwritten, insured and administered by competing health plans with risk-based capitation reimbursement. The health plans will work together with integrated networks of providers that have a proven track record for effectively delivering health care and health insurance.
  • Medicare-Advantage-For-All will incorporate the Heritage Foundations Conservative Principles for Health Reform.
  • The rating of Medicare-Advantage-For-All Americans will require the cohesive use of the collective buying power of the federal government to effectively contain, control and reduce health care and Rx costs nationwide.
  • Medicare-Advantage-For-All Americans will know No state boundaries, even as the carriers will all be subject to state insurance regulations for licensing.
  • The carriers for Medicare Advantage-For-All will be required to have integral health and wellness programs with a dedicated focus on improving the physical and mental health and well-being of the American people and increasing their productivity in the workplace and in their communities.
  • Medicare-Advantage-For-All Americans will be required to offer a special low-cost comprehensive program for the growing number of low-wage workers in the United States in conjunction with the National Association of Community Health Centers.
  • Medicare-Advantage-For-All Americans will correspond to and coordinate with constructive Medicaid work rules and Medicaid expansion plans and make it seamlessly easier for people to get off the Medicaid rolls. The goal will be for the United States to achieve near 100% participation of all citizens that want to be insured in this True American way and who are willing to buy affordable health insurance.
  • Medicare-Advantage-For-All Americans will allow maximum use of Health Savings Accounts and provide tax credits and premium subsidies to those Americans who are least able to afford health insurance due to their incomes.
  • Congress will fund Medicare-Advantage-For-All Americans with an across-the-board re-structuring of the Medicare Trust Funds. All arbitrary ACA taxes on certain businesses or certain taxpayers must be repealed, including all Cadillac taxes, investment income taxes, health insurance taxes, and medical device taxes which only hit select businesses and American households.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.  To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.