medicare advantage for all

Posts made in October 2019

medicare advantage for all

Why We Need to Extend Medicare Advantage to Everyone

Nothing is more important than our health, right? Then, we need to start acting like it. Medicare Advantage-for-All (MAA) is the answer.

Did you know Medicare Advantage is the most popular health plan in the United States? If we extend it to everyone, we can lower our National Healthcare GDP (NHC) by $1.3 Trillion Dollars to 12% by eliminating more than half of our chronic illness.  According to OASDI Trustees, they project by 2026 the Medicare Trust Fund for 59.8 Million retired Americans will be 100% GONE!

Here are some current facts and figures about the state of health in the United States:

  • The United States is the number one national spender on healthcare across the globe, yet, the WHO says we are only 37th in quality.
  • The CDC finds that 90% of the national NHC-GDP ($3.285 Trillion Dollars) is spent on the treatment of chronic illness.
    • We can reduce an estimated 80% of this risk with better medical care and an integral Medicare-Advantage-For-All health and wellness program.
  • 66% of U.S. is overweight. NIH says 2 in 3 Americans are overweight and the CDC reports nearly 40% of us (124.4 Million) are obese.
  • The 2018 NHC-GDP is $3.65 trillion dollars, and it is expected to increase 5.5% annually through 2030, at which time our over age 65 population will have doubled, we will have added 5 Million more uninsured Americans and our chronic illness cost will explode.
  • The healthcare formula that we are sitting on will create a financial burden on the American people that may deprive Medicare beneficiaries of their health insurance. Unless we start doing the RIGHT thing, our seniors will NOT be able to keep their plan!

Medicare-Advantage-For-All is the answer to these problems.  As Americans, we must take hold of our TRUE AMERICAN destiny and reduce the cost of healthcare by demanding that the federal government improve our health, well-being and productivity.

Join Us! Help your country continue to work for justice and truth in the free world.

We must get our elected officials to accept our uniquely American healthcare system and give us the better health and the better health insurance that we deserve!

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

To support and join this movement, you can download our Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

 

medicare advantage

Medicare-Advantage-for-All: What We Believe

Medicare Advantage is the most popular health insurance program in America. It covers over 22 Million Americans with comprehensive health insurance that is affordable and accessible to all American citizens over the age of 65.

Medicare Advantage plans are comprehensive health insurance programs that replace traditional Medicare, limit out-of-pocket medical expenses, and give beneficiaries a sensible alternative to Medicare. This is less costly, equivalent in quality and value and provides the financial security required by the American people compared to traditional Medicare.

Medicare-Advantage-For-All can be designed to provide these very same benefits to all Americans. To make the Medicare program available to all Americans, we have to make it more affordable, so that every American can take advantage of it without sending our country into bankruptcy.

What we believe:

  • We Americans deserve better health and better health insurance. Our federal government has both the knowledge and the necessary resources to improve the perilous health condition of the American people. There is NO better solution to our problems than a Medicare Advantage plan for all Americans.
  • The human suffering and the loss of productivity is having a serious and deleterious impact on the ability of the American people to compete with China and Japan and other nations in the world economy.
  • The high cost of health care in America can be reduced to a world competitive GDP level with a properly designed health plan that includes an integral health and wellness program. This can only be created and delivered under the supervision of the federal Department of Health and Human Services.
  • Health and wellness are the most important ingredients to create a cost-effective Medicare-Advantage-For-All program.
  • We must work with all our representatives in Congress to immediately extend Medicare Advantage to every American!

How can you help? To support and join this movement, you can download our Medicare Advantage Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page or our Medicare Advantage Facebook page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

obamacare

Medicare Advantage Vs. Obamacare

Medicare Advantage (MA) is the most popular health plan in America. Its enrollment exceeds 22 million Americans, which is well over twice the number of ACA (Obamacare) participants. MA is the fastest growing health insurance plan – thousands of new members get added daily. Meanwhile, Obamacare is the most expensive health plan in the world.

In 2015, the ACA cost eclipsed the annual per member cost of the Medicare Advantage plans (and Traditional Medicare) by over 35%. The per member cost of Obamacare far exceeds the benefits being provided to the American taxpayers and the unsubsidized American citizens paying for the program. In 2015, the annual cost/benefit per member cost $13,198 while it cost $9,719 for MA. Also, in 2015, 9.1 million had Obamacare while 17.8 million had MA.

The ACA has been the most expensive federal health insurance program in American history. Over and above the cost of the 3R’s: risk corridor, risk adjustment and reinsurance funding, the CSR payments and the cost of the federal and state marketplace exchange operations; not including all of that, the remaining annual per member cost of the ACA program exceeded that of the traditional Medicare Fee-for-Service program, which is a real feat.

MA health insurance plans are vastly more comprehensive than the affordable ACA benefit plans. MA’s exceed traditional Medicare’s equivalent comprehensive benefits with RX and wellness benefits, reasonable deductibles and in most jurisdictional counties, a zero dollar (0) out-of-pocket premium for the beneficiaries. The ACA health plans are generally the opposite, having multiple thousand-dollar deductibles, high out-of-pocket expenses and generally expensive and inflationary premiums for those, who do not qualify for federal subsidies.

The ACA was an inflationary program from the very start. In 2014, the Bureau of Economic Research documented a 24.4% increase in non-group premiums that would not have happened without the ACA. Between 2013 and 2017, ACA exchange premiums increased on average 105% and the annual cost of Silver-tier plans, which are used to calculate the federal subsidies were up again in 2018 by 32%.

This increase has been of great concern to Republicans running for re-election in the midterms. The ACA has not increased health plan affordability, competition in the marketplace or documented any remarkable cost containment. Medicare Advantage programs, on the other hand, have demonstrated substantial savings over the cost and quality of the traditional Fee-for-Service Medicare program that Democrats would like to extend to everybody.

If you’re interested in Medicare Advantage or would prefer this as an option to Obamacare, we need your support.

To support and join this movement, you can download our Medicare Advantage Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page or our Medicare Advantage Facebook page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.

 

medicare advantage

Reducing the Cost of Healthcare with Medicare Advantage

The Medicare Advantage (MA) programs insure over twenty-two (22) Million Americans with comprehensive health insurance, at a lower federal cost than either Traditional Medicare or Obamacare/ACA.  The progressive “Medicare for All” plan has a growing popularity among the American electorate. House Democrats made improved health care a successful plank in their 2018 congressional campaigns – but what we need to see is more practicality devoted to achieving this goal.

The affordability of health insurance is the last, and most important piece of our truly great American health care system puzzle that we need to complete. The Democrats call for “Medicare for All” is an understandable expression of our collective desire to successfully complete this work of art. In an Amerispeak poll conducted last year, 49% of Americans were very concerned about the number of people without health insurance.

The failure of the Republican Party to come up with a viable alternative to the ACA and the fact that we still have 30 million uninsured Americans has exacerbated this national crisis and thwarted the efforts of our health insurance carriers and health care providers to extend their services to all Americans.

We need to see more practicality and creativity devoted to achieving a solution to this problem. The Mercatus Center at Georgetown University has released a comprehensive study showing that Senator Sander’s “Medicare for All” Bill would cost $32.6 trillion over the first 10 years. Our country currently has a national debt of approximately $21.7 trillion. Based on these numbers, conservatives will probably be successful in opposing “Medicare for All” so long as Republicans maintain a majority in Senate.

What we can do to fix this system is deregulate the non-group health insurance market and crank up a variety of Gold, Silver and Bronze – Medicare Advantage (MA) health insurance plan choices that will be attractive to and more affordable for young and middle-aged Americans. As we all know, MA is a tremendously successful program. It already covers over 38% of our elderly citizens. And, Medicare Advantage is growing like a weed. Of the 11,000 – 15,000 Americans that age into eligibility for the Medicare program daily; the Gorham Group believes that 50% choose MA plans within their first year of eligibility. It does not take a rocket scientist to see the MA is far more successful than Obamacare (9 Million) will ever be. ACA enrollment has declined in each of the last three years. And, even as we currently enjoy almost the lowest uninsured rate ever in U.S. history, the ACA is steadily moving us in the wrong direction. We can make these Medicare Advantage plans even more affordable by preserving the competition between the health plans.

Necessary subsidies and tax credits can be funded by restructuring the Medicare Trust Funds, which must be done shortly because the Medicare Trust Fund actuaries predict it will be bankrupt by 2026. This year they will issue the second “Medicare Funding Warning” that within 7 years, Medicare will have to draw more than 45% of its funding from general revenues. For each such “Warning” by law, requires the President of the United States to submit to the U.S. Congress proposed legislation responsive to the problem “within  15 days after the submission of the Fiscal 2020 Budget.” Congress is then required to consider the legislation on an expedited basis. This law is a measure of the importance we place on protecting our Medicare program.

Long story short, it should be clear that it is within our power to reduce our cost of health care. We have the skill and expertise to simultaneously reduce the cost of our health care GDP to a competitive world market level, secure our exceptional and unique health care financing system and improve the health, productivity and insurability of the American people. A properly designed, expertly administered and adequately regulated MAA program will accomplish these goals.

Want to support MA? You can.

To support and join this movement, you can download our Medicare Advantage Membership Application and complete it with your contact information and send it to us with your financial support or just complete the Pay Pal Credit card authorization on the About and Become A Supporter Pages on our web site.

For more information on the Medicare-Advantage-For-All plan and the movement, visit our Medicare-Advantage-For-All plan page or our Medicare Advantage Facebook page, call us at 1-888-683-3719 or contact our email us at: contact@medicare-advantage-for-all.com.